SOMMERS FINANCIAL
SOMMERS FINANCIAL
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    • Why Disability Insurance?
    • Quotes & Applying
      • Disability Ins. Quotes
      • PRE-APPLICATION
    • GSI DISABILITY INSURANCE
      • WHAT IS GSI DISABILITY?
      • COREWELL HEALTH
      • WAYNE STATE UNIVERSITY
      • GSI PRE-APPLICATION
    • FAQ
    • About
Get in Touch
  • Home
  • Why Disability Insurance?
  • Quotes & Applying
    • Disability Ins. Quotes
    • PRE-APPLICATION
  • GSI DISABILITY INSURANCE
    • WHAT IS GSI DISABILITY?
    • COREWELL HEALTH
    • WAYNE STATE UNIVERSITY
    • GSI PRE-APPLICATION
  • FAQ
  • About
Get in Touch

About Us

Smiling man in business attire with blue eyes.

RICH SOMMERS

Rich specializes in disability insurance, income protection, and financial strategies for physicians, residents, fellows, professionals, and business owners.

Rich works closely with medical professionals throughout their careers, helping them understand their coverage options, evaluate existing policies, and protect their future income. He also provides educational disability insurance presentations to residency and fellowship programs. His approach is centered on education, personalized guidance, and building long-term relationships as his clients’ careers and financial needs evolve.


Outside of work, Rich enjoys hockey, golf, and spending time with family and friends. He is also a longtime advocate and supporter of MI-UCP, a nonprofit that helps people with disabilities pursue greater independence, inclusion, and opportunity through advocacy, resources, education, employment support, and assistive services. Rich also participates annually in the MI-UCP Pucksters vs. Detroit Red Wings Alumni Game in support of MI-UCP and its mission.

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Financial Representative of The Guardian Life Insurance Company of America® (Guardian)New York, NY. AR Insurance License#16784420, CA Insurance License #4281559. Sommers Financial is not an affiliate or subsidiary of Guardian. CA Insurance License Number - 4281559. Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state. Optional riders are available for an additional premium. Some policy benefits and features are not available to all occupations. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.  The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2026 Guardian. 


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